Why choose Sill Insurance for homeowners insurance?
Financial value to meet what matters most to you
Help protect your biggest investment and your budget with homeowners insurance. Anti-theft, fire, or smoke alarms could help reduce your costs.
Why choose Sill Insurance for homeowners insurance?
Financial value to meet what matters most to you
Help protect your biggest investment and your budget with homeowners insurance. Anti-theft, fire, or smoke alarms could help reduce your costs.
Customized solutions
Market value? Replacement cost? Learn what to consider when determining the value and possible coverage needs for your home.
Savings worth seeking
Fixing your home's roof could save you money. Find out if you could be eligible.
Choose to combine and save
Save time, money, and hassle by choosing to combine the purchase of a homeowners, renters, condo, or life insurance policy with a vehicle insurance policy. And don't forget a personal articles policy or a personal umbrella policy.
What does homeowners insurance cover?
The ability to repair or replace your home is the most important part of homeowners insurance coverage. But it also covers items you value that are not permanently attached to your home or property. Such as:
- Jewelry, collectibles, photographs
- Cameras, musical instruments, sports equipment
- Appliances, furniture, clothing, electronics, garden ornaments, swings, tools
- Lightning, wind or hail, freezing of pipe systems, weight of ice, snow, or sleet
- Damage from fire, theft, or vandalism
- Sudden and accidental discharge of water from the plumbing system, rupture/overflow of heating or cooling systems, artificially generated electrical current
Want to make sure your cat or dog is insured?
You could add pet medical insurance
Policy Limits
Homeowners policies have maximum limits that the company will pay for losses related to specific types of property (these limits may vary among companies). What does the typical list of “special limits” include?
- Money, promissory notes, coins
- Business property
- Boats, including trailers, furniture, and equipment
- Trailers (other than for boats)
- Firearms (applies only to theft)
- Silver and gold flatware and dishes (applies only to theft)
- Rugs, tapestries (applies only to theft)
Secure additional coverage for your insurance needs. Fill out the form to receive guidance tailored to your specific requirements
Secure additional coverage for your insurance needs. Fill out the form to receive guidance tailored to your specific requirements